Most people who call us about estate planning already think they need a will. They usually do — but a will on its own leaves two gaps that cost families the most time.
1. A will. It says who gets what, and who is in charge. Without one, South Carolina decides for you using a fixed list of relatives, and the person who ends up administering the estate may be someone you would not have chosen.
2. A durable power of attorney. This is the document that lets someone you trust pay your bills, manage accounts and deal with your property if you are alive but unable to act. A will does nothing while you are living. Banks are increasingly strict about older forms, so it is worth re-reading an old one.
3. A health care power of attorney and living will. Who speaks to the doctors, and what you would want. Without a named agent, a hospital looks to a statutory order of relatives, which may not be the person who knows your wishes.
Two practical notes for the Grand Strand specifically: if you own property in more than one state, a South Carolina will may not be the whole answer. And if you own a home jointly with a child, that is a plan — just not always the one you intended. Bring the deed to the first meeting and we will tell you which of these you actually need.